keep business moving forward
Choose the business checking account that’s right for you
Whether you’re just starting out or scaling operations, Producer Bank of Texas offers business checking solutions designed to simplify money management, support daily operations, and keep your business moving forward.
Free Small Business Checking
The account designed for small
business owners
- Minimum opening deposit is $100
- 1,000 free monthly transaction items¹
- No minimum balance
- No monthly service fee
Business Checking
with Interest³
Earn interest on your checking
account balance
- Minimum opening deposit is $100
- $1,500 minimum daily balance required to avoid monthly service fee
- $10 monthly service fee if required daily minimum balance is not maintained
Business Account Analysis Checking
The account that lets you earn credit on the balances you keep to avoid fees
- Minimum opening deposit is $100
- Offset activity fees by earnings credit on your deposit balance
- No minimum balance
- $12 monthly service fee
- Debits/Withdrawals are $0.14 each
- Deposits/Credits are $0.35 each
- Items deposited are $0.11 each
Producer Bank Business Checking
Included Business Account
Services
- Online Banking²
- Mobile Banking²
- Bill Pay²
- Free use of ATMs Nationwide
- Business Debit Card
- Free E-Statements
Business Account Services
with Fees
(may be subject to approval)
- ACH
- Wires
- Treasury Management Services
Other fees such as non-sufficient funds and overdraft fees may apply. See our fee schedule for details.
¹Transaction items include all debits and credits. If the 1,000 monthly limit is exceeded, the account may be converted to another checking account product. ²Message and data rates may apply. ³Interest rates are subject to change without notice.
Ready to grow with you
Compare Business Checking Accounts
Account Type
Free Monthly Transactions
Minimum Daily Balance Requirement
Monthly Service Fee
Per Item Fees
Interest or Earnings Credit
Online Banking
Mobile Banking
Bill Pay
Use of ATMs Nationwide
Business Debit Card
ACH & Wires (with fee)
Treasury Management
Free Small Business
Checking
1,000 Items
None
None
N/A
N/A
N/A
Business Checking
with Interest
N/A
$1,500
$10 per month
(if balance falls below $1,500)
N/A
Earns interest
N/A
Business Account
Analysis Checking
N/A
None
$12
Debits/Withdrawals $0.14,
Deposits/Credits $0.35,
Items Deposited $0.11
Earnings credit on balances
Be Prepared
Documents you may need
You may need the following documents to open a business checking account at Producer Bank.
Corporation
- TIN of Corporation
- Bylaws
- Articles of Incorporation
- Certificate of Authority (if out of state)
Limited Liability Company (LLC)
TIN of LLC
Articles of Organization
Company Agreement
Certificate of Authority (if out of state)
Partnership
TIN of Partnership
Partnership Agreement
Certificate of Authority (if out of state)
Sole Proprietor
- SSN of Owner or TIN of Business
Not-for-Profit
TIN for Organization
Board Resolution Identifying Signers
Bylaws
IRS Ruling Letter Awarding Tax
Exempt Status
Other
- Assumed Name Certificate if one has been filed
Treasury Management Solutions
Stop Managing. Start Producing.
Welcome to business cash management made simple. Optimize your working capital, accelerate the clearing of your deposits, streamline payments, or consolidate funds for increased financial power with Treasury Management Solutions from Producer Bank of Texas.
Start saving today
Business Savings Accounts
Put excess funds in your business to work for you with a business savings account, money market account, or CD. Build liquidity and grow your earnings to help achieve your business goals.
