PRIVACY POLICY
| FACTS | WHAT DOES PRODUCER BANK OF TEXAS DO WITH YOUR PERSONAL INFORMATION? | ||
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | ||
| What? | The types of personal information we collect, and share depend on the product or service you have with us. This information can include:Social Security number and incomeAccount balances and payment historyCredit history and credit scoresWhen you are no longer our customer, we continue to share your information as described in this notice. | ||
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Producer Bank of Texas choose to share; and whether you can limit this sharing. | ||
| Reasons we can share your personal information | Does Producer Bank of Texas share? | Can you limit this sharing? | |
| For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No | |
| For our marketing purposes-to offer our products and services to you | Yes | No | |
| For joint marketing with other financial companies | Yes | No | |
| For our affiliates’ everyday business purposes-information about your transactions and experiences | No | We don’t share | |
| For our affiliates’ everyday business purposes-information about your creditworthiness | No | We don’t share | |
| For nonaffiliates to market to you | No | We don’t share | |
| Questions? | Call 903-345-2582 or go to https://www.producer.bank |
| Who we are | |
| Who is providing this notice? | Producer Bank of Texas |
| What we do | |
| How does Producer Bank of Texas protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Producer Bank of Texas collect my personal information? | We collect your personal information, for example, when youOpen an account or use your credit or debit cardDeposit money or give us your contact informationApply for a loanWe also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit onlySharing for affiliates’ everyday business purposes – information about your creditworthinessAffiliates from using your information to market to youSharing for nonaffiliates to market to youState laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.Producer Bank of Texas currently has two banking centers which operate under the control and supervision of Producer Bancorp, a Texas-based bank holding company, registered with the Board of Governors of the Federal Reserve System. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.Producer Bank of Texas does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.Producer Bank of Texas doesn’t jointly market. |
| Other Important Information |
| FOR TEXAS CUSTOMERSThe Producer Bank of Texas is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking.Any consumer wishing to file a complaint against the Producer Bank of Texas should contact the Texas Department of Banking through one of the means indicated below:In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294Telephone: 877-276-5554Fax: 512-475-1313E-mail: consumer.complaints@dob.texas.gov Website: www.dob.texas.gov |