Your future, your savings
Personal savings to grow on
With low minimum balances and competitive interest rates, our personal savings and money market accounts can help you reach your financial goals.
Personal Savings Account¹
- Minimum opening deposit is $100
- $100 minimum daily balance required to avoid monthly service fee
- $5 monthly service fee if required daily minimum balance is not maintained
- Limit of 9 withdrawals per quarterly statement cycle, $2.50 fee per withdrawal in excess of 9 per quarter
Personal Money
Market Account¹
- Minimum opening deposit is $100
- $2,500 minimum daily balance required to avoid monthly service fee
- $15 monthly service fee if required daily minimum balance is not maintained
- Limit of 9 withdrawals per monthly statement cycle, $5 fee per withdrawal in excess of 9 per month
Certificates of Deposit (CDs)
- Minimum opening deposit is $1,000
- Ask about our competitive interest rates
- Terms are available from 3 months to 60 months
- Interest penalty for withdrawal before maturity
Other fees such as non-sufficient funds and overdraft fees may apply. See our fee schedule for details.
¹Interest rates are subject to change without notice.
Accounts that work for you
Compare Personal Savings, Money Markets, and CDs
Account Type
Minimum Opening Deposit
Minimum Daily Balance Requirement
Monthly Service Fee
Withdrawals Limit
Interest
Term Length
Early Withdrawal Penalty
Personal Savings
Account
$100
$100
$5 per month
(if balance falls below $100)
9 per quarterly statement
cycle; $2.50 per excess
Yes
N/A
N/A
Personal Money
Market Account
$100
$2,500
$15 per month
(if balance falls below $2,500)
9 per quarterly statement
cycle; $5 per excess
Yes
N/A
N/A
Certificates of
Deposit (CDs)
$1000
N/A
N/A
N/A
Yes
3-60 months
Yes
checking accounts
Everyday Banking Made for You
Choose the personal checking option that is right for you.
Online and Mobile Banking
Bank Anytime, from Anywhere
Stay connected to your money 24/7. With Online and Mobile Banking from Producer Bank of Texas, you can:
• Manage accounts securely
• Deposit checks on the go
• Transfer funds between accounts
• Pay bills with ease
• Receive real-time alerts
