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Personal Checking

Everyday banking made for you.
Compare Checking Accounts

Banking that moves with you

Manage your money with ease, wherever life takes you

From everyday spending to earning interest, Producer Bank of Texas offers personal checking accounts designed to fit your lifestyle. Choose the account that works best for you and enjoy convenient, secure access to your money anytime, anywhere.

Free Checking

The account that makes spending, and life, simpler

  • Minimum opening deposit is $100
  • No minimum balance
  • No monthly service fee

Interest Checking¹

The account that allows you to earn interest quickly
and easily¹

  • Minimum opening deposit is $100
  • $1,500 minimum daily balance required to avoid monthly service fee
  • $10 monthly service fee

Producer Bank Checking

Included Account Services

  • Online Banking²
  • Mobile Banking²
  • Bill Pay²
  • Free use of ATMs Nationwide
  • Debit Card
  • Free E-Statements

Other fees such as non-sufficient funds and overdraft fees may apply. See our fee schedule for details.
1Interest rate is subject to change without notice. ²Message and data rates may apply.

Everyday banking, made easy

Compare Personal Checking Accounts

Account Type

Minimum Opening Deposit

Minimum Daily Balance Requirement

Monthly Service Fee

Interest

Online Banking

Mobile Banking

Bill Pay

Use of ATMs Nationwide

Debit Card

Free E-Statements

Free Checking

$100

None

None

N/A

Interest Checking

$100

$1,500

$10 per month
(if balance falls below $1,500)

Yes

Personal Debit Cards

Your Money, Always Within Reach

Every Producer Bank checking account comes with a free Debit Card for fast, secure purchases in-store or online.

Need a new card? Lost or stolen? We’ve got you covered.

Online & Mobile Banking

Bank Anytime, Anywhere

Stay connected to your money 24/7. With Online and Mobile Banking from Producer Bank of Texas, you can:

• Manage your accounts securely
• Deposit checks on the go
• Transfer funds between accounts
• Pay bills with ease
• Get real-time alerts

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