keep business moving forward
Put your money to work with the right savings account
Grow your extra cash with a Producer Bank of Texas business savings account, money market account, or CD. Earn interest on your excess cash to strengthen your safety net and achieve your business goals.
We offer a range of business savings options to make the most of your hard-earned money with competitive interest rates.
Business Savings Account¹
- Minimum opening deposit is $100
- $100 minimum balance requirement
- $5 per month if the minimum daily balance falls below $100 during the statement cycle
- Limit of 9 withdrawals per quarterly statement cycle, $2.50 fee per withdrawal in excess of 9 per quarter
Business Money
Market Account¹
- Minimum opening deposit is $100
- $2,500 minimum daily balance required to avoid monthly service fee
- $15 monthly service fee if required daily minimum balance is not maintained
- Limit of 9 withdrawals per monthly statement cycle, $5 fee per withdrawal in excess of 9 per month
Certificates of Deposit (CDs)
- Minimum opening deposit is $1,000
- Ask about our competitive interest rates
- Terms are available from 3 months to 60 months
- Interest penalty for withdrawal before maturity
Other fees such as non-sufficient funds and overdraft fees may apply. See our fee schedule for details.
¹Interest rates are subject to change without notice.
Accounts that work for you
Compare Business Savings, Money Markets, and CDs
Account Type
Minimum Opening Deposit
Minimum Daily Balance Requirement
Monthly Service Fee
Withdrawals Limit
Interest
Term Length
Early Withdrawal Penalty
Business Savings
Account
$100
$100
$5 per month
(if balance falls below $100)
9 per quarterly statement
cycle; $2.50 per excess
Yes
N/A
N/A
Business Money
Market Account
$100
$2,500
$15 per month
(if balance falls below $2,500)
9 per quarterly statement
cycle; $5 per excess
Yes
N/A
N/A
Certificates of
Deposit (CDs)
$1000
N/A
N/A
N/A
Yes
3-60 months
Yes
checking accounts
Accounts for Every Business Size
Choose the business checking option that fits your business.
Online Mobile¹ Banking
Bank Anytime, from Anywhere
Keep track of your finances on the go. It’s fast, free, and secure. And signing up is easy.
• Manage accounts seamlessly and securely
• Deposit checks
• Transfer funds
• Receive real-time account alerts
Download the Producer Bank of Texas Mobile Banking app today.
¹Mobile Banking requires that you download the Mobile Banking app and may not be available for select mobile devices. Message and data rates may apply.
