Financing that Fuels Your Growth
Explore lending options that support your next big step
And you always get the fast answers you need because we are a local, independent bank and decisions are made right here.
Business Line of Credit
A flexible line of credit provides immediate access to the funds you need to expand your inventory, take advantage of a special opportunity, handle an unforeseen emergency, and more.
Benefits:
- Revolving credit — no need to reapply
- Convenient repayment terms
- Competitive interest rates
- Only pay interest on what you need
- No penalty for pre-payment
- Fast, local decisions
Term Loans
Expand your business, purchase assets, improve or expand property, or upgrade equipment with a tailored loan designed to fit your needs. Borrow what you need in one lump sum and repay it with flexible terms to match your cash flow.
Benefits:
- Regular repayment schedule
- Competitive interest rates
- Flexible terms based on the use of funds and collateral pledges
Owner-Occupied Real Estate Loans
Your business deserves a space to call its own. Whether you’re looking to purchase your first commercial property, expand to a new location, or refinance an existing loan, we offer the tailored financing solutions you need to grow and thrive.
Benefits:
- Tailored amortization and repayment schedules to meet your cash flow needs
- Expand your office or geographic
service area
- Build equity on your company’s
balance sheet - Lease unused space to create
residual revenue streams
Commercial Real Estate Loans
Whether you are looking to own, develop, or invest in commercial real estate, Producer Bank offers a full range of real estate and construction financing — to buy, build, or expand. We have a unique understanding of the multifaceted levels of the real estate industry.
Benefits:
-
- Construction draws are performed at the local level
- Buy, build or expand
- Competitive interest rates and flexible terms
- Different types of loans including:
– Interim Construction Loans
– Permanent Loans
– Land Development Loans
- Different types of loans including:
Purchase or build any type of commercial property, whether to use for your own business or lease out to tenants.
Equipment Loans
Having the right equipment is critical to the growth and success of your business. Whether you need to upgrade your current assets, replace outdated machinery, or expand your operations with new technology, our equipment loans can help you acquire the tools you need to thrive.
Benefits:
- Flexible financing options
- Fast approvals with local decisions
- Preserve your working capital
- Keep your cash flow intact by spreading payments over time
Looking for guidance? Our local, experienced bankers are here to help.